Powering your borderless wealth

MOA is building a borderless financial ecosystem that empowers anyone to manage and grow wealth without the limits of traditional finance. Founded on transparency, security, and user empowerment, MOA is redefining wealth management — uniting the efficiency of blockchain with the privileges of global living.

Powering your borderless wealth

MOA is building a borderless financial ecosystem that empowers anyone to manage and grow wealth without the limits of traditional finance. Founded on transparency, security, and user empowerment, MOA is redefining wealth management — uniting the efficiency of blockchain with the privileges of global living.

Designed for real-world use and on-chain growth, MOA enables users to seamlessly move between earning, spending, and accessing premium benefits.

Spend MOA in real life

Spend your crypto like cash

Top up your MOA card with MOA and spend globally across millions of merchants.

Spend MOA in real life

Spend your crypto like cash

Top up your MOA card with MOA and spend globally across millions of merchants.

Spend MOA in real life

Spend your crypto like cash

Top up your MOA card with MOA and spend globally across millions of merchants.

Stake MOA for great benefits

Earn additional MOA, gaining ongoing rewards and participating in ecosystem growth.

Grow your assets!

Stake MOA for great benefits

Earn additional MOA, gaining ongoing rewards and participating in ecosystem growth.

Grow your assets!

Stake MOA for great benefits

Earn additional MOA, gaining ongoing rewards and participating in ecosystem growth.

Grow your assets!

Increase membership levels

Use MOA to unlock the BLUE, the RED, and the BLACK membership, access premium real-world benefit, and boost your earnings with additional MOA rewards through MOA-Fi.

Get a premium membership

Increase membership levels

Use MOA to unlock the BLUE, the RED, and the BLACK membership, access premium real-world benefit, and boost your earnings with additional MOA rewards through MOA-Fi.

Get a premium membership

Increase membership levels

Use MOA to unlock the BLUE, the RED, and the BLACK membership, access premium real-world benefit, and boost your earnings with additional MOA rewards through MOA-Fi.

Get a premium membership

MOA Tokenomics

MOA Tokenomics

MOA Tokenomics

Liquidity & Operation
16%
16%
16%

This allocation supports market liquidity, exchange accessibility, and sustainable operational runway required for protocol expansion.

Marketing & Rewards
38%
38%
38%

This reflects MOA’s focus on network growth, user engagement, and real-usage adoption rather than speculation.

Team & Partnerships
28.3%
28.3%
28.3%

Allocated to core contributors, strategic partners, and long-term value creators, ensuring aligned incentives and continuous development.

Investors
17.7%
17.7%
17.7%

Designed for value-aligned investors who contribute capital, network, and industry support beyond financing.

Frequently Asked Questions

Can’t find what you’re looking for?

Which cryptocurrencies can I use to top up my card?

MOA Card currently supports USDT and USDC. Support for additional stablecoins and digital assets will be introduced in future updates.

Which blockchain networks are supported?

MOA Card supports multiple blockchain networks, with additional networks being added continuously to provide greater flexibility.

How do I top up my card?

MOA Card offers two convenient top-up methods. Connected Wallet (MOA Wallet) Simply enter the amount you wish to top up, and your card will be funded instantly using your available wallet balance. External Wallet Create a top-up request first, then transfer the exact amount of digital assets to the provided wallet address. Your card balance will be updated once the blockchain transaction has been confirmed. Please Note - Both Connected Wallet (MOA Wallet) and External Wallet top-ups require blockchain network gas fees. - Make sure you have enough native tokens to pay the required gas fees. - For External Wallet top-ups, the transferred amount must exactly match the requested amount. - Processing time depends on blockchain confirmation.

Are there any top-up fees?

"Yes. A Top-up Fee applies whenever you fund your card. This fee is deducted directly from the top-up amount, and the remaining balance is credited to your card."

Can I cancel a top-up request?

If you haven't transferred your digital assets yet, you may simply create a new top-up request. Once a blockchain transaction has been initiated, it cannot be canceled.

What if my card is lost?

Immediately freeze your card from your Dashboard and contact the MOA Support Team for assistance.

How long does an External Wallet top-up take?

Top-ups are completed after the blockchain transaction has been confirmed. Processing times may vary depending on network congestion.

What if I don't have enough gas fees?

Without sufficient native tokens to pay blockchain network gas fees, your transaction cannot be processed.

Frequently Asked Questions

Can’t find what you’re looking for?

Which cryptocurrencies can I use to top up my card?

MOA Card currently supports USDT and USDC. Support for additional stablecoins and digital assets will be introduced in future updates.

Which blockchain networks are supported?

MOA Card supports multiple blockchain networks, with additional networks being added continuously to provide greater flexibility.

How do I top up my card?

MOA Card offers two convenient top-up methods. Connected Wallet (MOA Wallet) Simply enter the amount you wish to top up, and your card will be funded instantly using your available wallet balance. External Wallet Create a top-up request first, then transfer the exact amount of digital assets to the provided wallet address. Your card balance will be updated once the blockchain transaction has been confirmed. Please Note - Both Connected Wallet (MOA Wallet) and External Wallet top-ups require blockchain network gas fees. - Make sure you have enough native tokens to pay the required gas fees. - For External Wallet top-ups, the transferred amount must exactly match the requested amount. - Processing time depends on blockchain confirmation.

Are there any top-up fees?

"Yes. A Top-up Fee applies whenever you fund your card. This fee is deducted directly from the top-up amount, and the remaining balance is credited to your card."

Can I cancel a top-up request?

If you haven't transferred your digital assets yet, you may simply create a new top-up request. Once a blockchain transaction has been initiated, it cannot be canceled.

What if my card is lost?

Immediately freeze your card from your Dashboard and contact the MOA Support Team for assistance.

How long does an External Wallet top-up take?

Top-ups are completed after the blockchain transaction has been confirmed. Processing times may vary depending on network congestion.

What if I don't have enough gas fees?

Without sufficient native tokens to pay blockchain network gas fees, your transaction cannot be processed.