Stake once. Stay in control. Earn everywhere
MOA Finance unlocks borderless yield by routing your stablecoins to the highest-performing protocols across chains, while keeping you fully in control of your assets.
Stake once. Stay in control. Earn everywhere
MOA Finance unlocks borderless yield by routing your stablecoins to the highest-performing protocols across chains, while keeping you fully in control of your assets.
EVM protocols often offer higher returns — and MOA Finance makes them accessible without leaving Solana
Normally, accessing yields requires bridging assets, managing multiple wallets, and taking on cross-chain complexity. MOA Finance eliminates that hassle by routing Solana stablecoins into the highest-performing EVM vaults automatically — and then bringing the returns back to your Solana.
EVM protocols often offer higher returns — and MOA Finance makes them accessible without leaving Solana
Normally, accessing yields requires bridging assets, managing multiple wallets, and taking on cross-chain complexity. MOA Finance eliminates that hassle by routing Solana stablecoins into the highest-performing EVM vaults automatically — and then bringing the returns back to your Solana.
EVM protocols often offer higher returns — and MOA Finance makes them accessible without leaving Solana
Normally, accessing yields requires bridging assets, managing multiple wallets, and taking on cross-chain complexity. MOA Finance eliminates that hassle by routing Solana stablecoins into the highest-performing EVM vaults automatically — and then bringing the returns back to your Solana.
Feature
APY
Ecosystem
Complexity
Speed & Cost
Custody Risk
Solana Yields
Moderate (3–6%)
Solend, MarginFi, Kamino
Simple, Solana-only
Ultra-fast & low fees
Non-custodial
EVM Yields
Higher (6–12%+)
Morpho, Pendle, Aave, Compound
High (bridging, multiple wallets, gas fees)
Slower, higher gas costs
Non-custodial but fragmented
With MOA Finance
Best available yield across both
Aggregates all in one platform
Seamless, no cross-chain hassle
Solana performance + EVM yields
Fully non-custodial, routed via MOA
Solana Yields
EVM Yields
APY : Moderate (3–6%)
Ecosystem : Solend, MarginFi, Kamino
Complexity : Simple, Solana-only
Speed & Cost : Ultra-fast & low fees
Custody Risk : Non-custodial
With MOA Finance
APY : Best available yield across both
Ecosystem : Aggregates all in one platform
Complexity : Seamless, no cross-chain hassle
Speed & Cost : Solana performance + EVM yields
Custody Risk : Fully non-custodial, routed via MOA
APY : Higher (6–12%+)
Ecosystem : Morpho, Pendle, Aave, Compound
Complexity : High (bridging, multiple wallets, gas fees)
Speed & Cost : Slower, higher gas costs
Custody Risk : Non-custodial but fragmented
Instantly accessible to EVM vaults
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Instantly accessible to EVM vaults
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Instantly accessible to EVM vaults
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Physical & Virtual Card
Physical & Virtual Card
Physical & Virtual Card
Physical & Virtual Card
Physical & Virtual Card
Physical & Virtual Card
More chains available in the future
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Deposit a wider range of assets — including TRC-based stablecoins — and unlock yields sourced from both EVM and non-EVM ecosystems, all through MOA Finance.
More chains available in the future
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Deposit a wider range of assets — including TRC-based stablecoins — and unlock yields sourced from both EVM and non-EVM ecosystems, all through MOA Finance.
More chains available in the future
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Deposit a wider range of assets — including TRC-based stablecoins — and unlock yields sourced from both EVM and non-EVM ecosystems, all through MOA Finance.
Physical & Virtual Card
Physical & Virtual Card
On-chain AI Neobank – automated diversified investment
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
With MOA Finance, you don’t need to move assets manually — our smart contracts automatically reallocate your funds to the most optimal DeFi protocols, ensuring you’re always earning the highest available yield.
On-chain AI Neobank – automated diversified investment
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
With MOA Finance, you don’t need to move assets manually — our smart contracts automatically reallocate your funds to the most optimal DeFi protocols, ensuring you’re always earning the highest available yield.
On-chain AI Neobank – automated diversified investment
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
With MOA Finance, you don’t need to move assets manually — our smart contracts automatically reallocate your funds to the most optimal DeFi protocols, ensuring you’re always earning the highest available yield.
AI auto-rebalancing – always in the best yield, automatically
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
MOA Finance’s AI engine monitors the market 24/7 and continuously reallocates assets to the DeFi protocols offering the highest yields. This ensures your capital is always optimized — without manual intervention or the need to track multiple protocols yourself.
AI auto-rebalancing – always in the best yield, automatically
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
MOA Finance’s AI engine monitors the market 24/7 and continuously reallocates assets to the DeFi protocols offering the highest yields. This ensures your capital is always optimized — without manual intervention or the need to track multiple protocols yourself.
AI auto-rebalancing – always in the best yield, automatically
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
MOA Finance’s AI engine monitors the market 24/7 and continuously reallocates assets to the DeFi protocols offering the highest yields. This ensures your capital is always optimized — without manual intervention or the need to track multiple protocols yourself.
Access your funds anytime – fast, simple, and free
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Instant withdrawals are processed within 1 minute — available 24/7, with no gas fees.
Access your funds anytime – fast, simple, and free
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Instant withdrawals are processed within 1 minute — available 24/7, with no gas fees.
Access your funds anytime – fast, simple, and free
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Instant withdrawals are processed within 1 minute — available 24/7, with no gas fees.
Send one-time code
Receive it via your email
Easy access via email
Send one-time code
Receive it via your email
Easy access via email
Send one-time code
Receive it via your email
Easy access via email
Frequently Asked Questions
Can’t find what you’re looking for?
How do I get started with MOA Card?
Getting started is easy. Simply verify your email, complete identity verification (KYC), then apply for a Virtual Card or activate your Physical Card. Once your card is ready, top it up with supported digital assets and start spending.
Can I change my email address?
Currently, email address changes are not supported. We recommend registering with an email address that you can access long-term, as it is used for account verification and sign
Do I need a password?
No. MOA Card uses secure one-time verification codes sent to your email instead of traditional passwords, making sign-in both simple and secure.
Frequently Asked Questions
Can’t find what you’re looking for?
How do I get started with MOA Card?
Getting started is easy. Simply verify your email, complete identity verification (KYC), then apply for a Virtual Card or activate your Physical Card. Once your card is ready, top it up with supported digital assets and start spending.
Can I change my email address?
Currently, email address changes are not supported. We recommend registering with an email address that you can access long-term, as it is used for account verification and sign
Do I need a password?
No. MOA Card uses secure one-time verification codes sent to your email instead of traditional passwords, making sign-in both simple and secure.
Frequently Asked Questions
Can’t find what you’re looking for?
How do I get started with MOA Card?
Getting started is easy. Simply verify your email, complete identity verification (KYC), then apply for a Virtual Card or activate your Physical Card. Once your card is ready, top it up with supported digital assets and start spending.
Can I change my email address?
Currently, email address changes are not supported. We recommend registering with an email address that you can access long-term, as it is used for account verification and sign
Do I need a password?
No. MOA Card uses secure one-time verification codes sent to your email instead of traditional passwords, making sign-in both simple and secure.